Gold membership

The One Club

As standard, our most popular membership includes:

  • £10m Public Liability Insurance
  • £10k Personal Accident Insurance
  • 1 rider and a maximum of 2 horses covered as standard

Join from just £4.50 per month

What’s included in your Gold Membership

  • Public Liability Insurance up to a limit of £10,000,000
  • Personal Accident Insurance up to £10,000
  • Access to our Vet Fees, Horse Trailer, and other insurance policies
  • Access to free legal helpline and will writing with LawAssure
  • Exclusive shopping discounts at HarryHall.com
  • Free British mainland delivery and returns on HarryHall.com*
  • Renewal and app exclusive reward vouchers

*Full range of perks and covers exclusive to new and renewing Gold and Platinum members only from 1st February 2024

image_text_with_image_section

How to select your membership

Start a chat with our team 9am-5:30pm Monday to Friday if you’d like a rundown of Bronze to Platinum and everything in-between!

What’s included?

£10m Public liability

£10k Personal accident

Affiliated event cover

Legal helpline & will writing

Shopping discounts

Access to exclusive insurance policies

Enhanced
Rider fracture cover

Available in

Single Cover for a maximum of:

Family Cover for a maximum of:

Bronze

£10 per year
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification

Gold

From £4.50 per month
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification

+ symbol in navy blue

Add from £1.50 per month

pink hat icon 1 Rider

pink horse icon 2 Horses

pink hat icon 4 Family Members

pink horse icon 4 Horses

Gold Plus

From £5.75 per month
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification

+ symbol in navy blue

Add from £1.50 per month

pink hat icon 1 Rider

pink horse icon 2 Horses

pink hat icon 4 Family Members

pink horse icon 4 Horses

Platinum

From £6.75 per month
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification

+ symbol in navy blue

Add from £1.50 per month

pink hat icon 1 Rider

pink horse icon 10 Horses

pink hat icon 4 Family Members

pink horse icon 10 Horses

Bronze

Gold

Gold Plus

Platinum

£10 per year
From £4.50 per month
From £5.75 per month
From £6.75 per month
What’s included?

£10m Public liability

£10k Personal accident

Affiliated event cover

Legal helpline & will writing

Shopping discounts

Access to exclusive insurance policies

Enhanced
Rider fracture cover

icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification

+ symbol in navy blue

Add from £1.50 per month

icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification

+ symbol in navy blue

Add from £1.50 per month

icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification
icon_plan_specification

+ symbol in navy blue

Add from £1.50 per month

Available in

Single Cover for a maximum of:

Family Cover for a maximum of:

icon_plan_specification
icon_plan_specification

pink hat icon 1 Rider

pink horse icon 2 Horses

pink hat icon 4 Family Members

pink horse icon 4 Horses

pink hat icon 1 Rider

pink horse icon 2 Horses

pink hat icon 4 Family Members

pink horse icon 4 Horses

pink hat icon 1 Rider

pink horse icon 10 Horses

pink hat icon 4 Family Members

pink horse icon 10 Horses

Want more cover?

Then check out the other Gold Membership levels

image_step_block

Gold Plus Membership
From £5.75 per month

Riders can add affiliated event cover (The Horse Agility Club, British Eventing, British Dressage, British Showjumping and British Show Horse Association) to their public liability insurance.
image_step_block

Gold Enhanced Membership
From £6.00 per month

Stay protected with added rider fracture cover. There for if you break a bone* whilst riding or handling your horse.
image_step_block

Gold Family Membership
From £10.25 per month

More family to cover? Add 3 more family members and 3 more horses to your Gold membership with an upgrade to Gold Family.
image_step_block

Platinum Membership
More horses covered from £6.75 per month

If you own a maximum of 10 horses then check out our Platinum package packed full of features and benefits.
Become a member

What horsey folk say about us

Love the offers and service, and they make insurance so affordable no-one should be without it!
Great website - great insurance incentive and loyalty to members - keep it up!
I'm a big Harry Hall fan, I've always found their products and customer service spot on! I'm a one club member and also have trailer insurance. 10/10!
Get your policy

pink Star rating

Excellent based on 15,964 from

Reviews.io logo

Public Liability and Personal Accident Insurance

Accidents happen. That’s why our Gold and Platinum memberships benefit from cover that could payout for damage caused by a spooked horse or severe riding injuries (subject to the terms of the policy).

image_text_with_image_section

Legal advice, will writing and more for free with LawAssure 

One Club Gold and Platinum members can now benefit from:

  • Legal advice helpline
  • Online will writing service
  • Produce 70+ legal documents including horse sale agreements
image_text_with_image_section

Download the One Club member app 

Keep all of your policy details with you anywhere and anytime with the One Club app. You can add your membership card to your digital wallet and make the most of exclusive discount codes and offers too.

image_text_with_image_section

Policy summaries

Gold Single and Family Memberships
Gold Plus Memberships
Gold Enhanced Memberships
Payments and Subscription

Policy Summaries

  • For Single members the cover applies for you and a maximum of 2 horses* (the maxiumum number of horses you own).
  • For Family members the cover is extended to four family members living at the same address and a maximum of 4 horses.
  • Public Liability Insurance up to a limit of £10,000,000
  • Cover is limited to:
    • The maximum number of horses/ponies owned by an individual member being 2 if a Single Gold membership or 4 for a Family Gold membership, of which they are the registered owner or have a loan/share agreement in force.
    • The policy covers recreational riding and ownership or control of horses, including fun rides, local gymkhanas, hunting, leisure driving and unaffiliated dressage and jumping shows. All other activities are excluded. Should you choose the Gold Plus or Platinum membership cover is extended to include events organised by or affiliated to The Horse Agility Club, British Eventing, British Dressage, British Showjumping & British Show Horse Association and also to AQHA Arena based trail riding.
  • Personal Accident Insurance up to £10,000
  • Cover is limited to:
    • Death – £10,000
    • Permanent Total Loss of Sight of One Eye – £10,000
    • Permanent Total Loss of Sight of Both Eyes – £10,000
    • Loss of one or more limbs – £10,000
    • Permanent Total Loss of Speech – £10,000
    • Permanent Total Loss of Hearing (a) in one ear – £2,500 (b) in both ears – £10,000
    • Permanent Total Disablement – £10,000

Read policy documents

Find the full policy terms and conditions here

Policy Summaries

  • For Single members the cover applies for you and a maximum of 2 horses* (the maxiumum number of horses you own).
  • For Family members the cover is extended to four family members living at the same address and a maximum of 4 horses.
  • Public Liability Insurance up to a limit of £10,000,000
  • Cover is limited to:
    • The maximum number of horses/ponies owned by an individual member being 2 if a Single Gold membership or 4 for a Family Gold membership, of which they are the registered owner or have a loan/share agreement in force.
    • The policy covers recreational riding and ownership or control of horses, including fun rides, local gymkhanas, hunting, leisure driving and unaffiliated dressage and jumping shows. All other activities are excluded.
    • The Gold Plus or Platinum membership cover is extended to include events affiliated to The Horse Agility Club, British Eventing, British Dressage, British Showjumping & British Show Horse Association and also to AQHA Arena based trail riding.
  • Personal Accident Insurance up to £10,000
  • Cover is limited to:
    • Death – £10,000
    • Permanent Total Loss of Sight of One Eye – £10,000
    • Permanent Total Loss of Sight of Both Eyes – £10,000
    • Loss of one or more limbs – £10,000
    • Permanent Total Loss of Speech – £10,000
    • Permanent Total Loss of Hearing (a) in one ear – £2,500 (b) in both ears – £10,000
    • Permanent Total Disablement – £10,000

Read policy documents

Find the full policy terms and conditions here

Anyone holding either an ‘Enhanced Gold’, ‘Enhanced Gold Plus’, ‘Enhanced Family Gold’, ‘Enhanced Family Gold Plus’, ‘Enhanced Platinum’ or ’Enhanced Family Platinum’ Harry Hall One Club Membership benefits from Rider Fracture Cover.

To view a full table of bone fractures covered and the sums insured visit the policy terms page as listed below.

Find the full policy terms and conditions here

  • You are able to cancel Gold or Platinum membership within the first 14 days, provided you have not submitted a claim under the insurance policy, or placed an order. A full refund will be issued with no admin charges. If any orders have been placed during the membership you will be required to either return the order in full under the Harry Hall Returns policy or be invoiced the remainder of the non-member price. Alternatively, if you still wish to benefit from product savings you can downgrade to Bronze membership at a cost of £10 per year. After these 14 days you can cancel the policy at any time and a prorata refund will be issued minus a £15 admin charge or the balance of the membership is due, whichever is the lesser amount.
  • Membership subscriptions run for one year from the date of joining. Payments will be taken, monthly or annually depending on the options chosen during sign up and will recur until cancelled.
  • If payments fail or do not process for any reason, your membership and/or cover will stop with immediate effect.
  • If you decide to make payments for your Gold or Platinum membership on a monthly basis, should you cancel your payments for any reason during the year, you will be required to settle any outstanding balance.
  • If you have made a claim or you are aware of an incident that may give rise to a claim during the current period of insurance, then you must pay the annual premium in full.

Gold Membership Explained

Would I be covered to ride someone else's horse?

Yes, you would be covered if you use another person’s horse however should you be hiring a horse from a business then they should be covering this under their own policy arrangements.

Find the full policy terms and conditions here

What activities am I covered for?

Gold Plus and Platinum Membership covers: affiliated (The Horse Agility Club, British Eventing, British Dressage, British Showjumping, British Show Horse Association and AQHA Arena based trail riding) and unaffiliated events.

This is on top of the standard policy coverage for recreational riding and ownership of horses/ponies; driving, hunting, participation in local gymkhanas, unaffiliated dressage and jumping shows only.

All other activities excluded.

Find the full policy terms and conditions here

How do I upgrade my membership?

To upgrade your membership or add on additional insurances you can:

Please note that mid-term you can only upgrade from Bronze to any Gold or Platinum membership or a single Gold membership to a Family, Plus, Platinum or Enhanced membership.

You can downgrade your policy only at renewal date.

How do I update my details?

To update your name, add horses or family members you can:

Please consult your policy documents for associated admin charges.

How do I unlock access to the other insurance policies?

As soon as you become a member or add a membership to your quote you can access our Vet Fees and Trailer insurance policies.

To add a policy as a member you can:

Please note that Public Liability and Personal Accident insurance is included in all our Gold and Platinum Memberships.

How do I make a claim?

You can find the full details on how to make a claim in your policy documents.

A digital copy of our policy documents is available online here

Alternatively, you can follow our guide:

Making a claim

Important Information

Rated Excellent based on 15,964 reviews from

Reviews.io logo